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Legal Needs [This Network is not currently active and cannot accept new posts] | | Topics
Insurance LawViews: 116
Nov 25, 2008 12:20 pm re: Insurance Law

John Dierckx
Hi, just going of the top of my head here but I think you need to think to separate things here:
condition to be covered eg payment of premium
conditions in relation to payments eg non-refundable

So, your cancellation of travel meant that you were also not covered. However the paid premium was non-refundable. Whether you consider that cheating is probably a matter of opinion.

The simple thing is that you agreed to these conditions. Likewise there are many travel contracts that will not refund you your full ticket price upon cancellation (admin costs transferred back to the client)

I am not sure what the premium was for your travel insurance but it is very likely that refund of of the premium would have been costlier (in terms of admin and transaction fees) than the price of the policy itself.

Hope this helps.

Private Reply to John Dierckx (new win)





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