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of Trickery, Daylight Robbery and Universal Banking - ICICI BankViews: 416
Apr 13, 2005 3:10 pm re: re: of Trickery, Daylight Robbery and Universal Banking - ICICI Bank

Mahesh Deshmukh
I agree with the poor service by ICICI & CITI, but if you wish to get advantages of anywhere banking, net banking & good ATM network, what other options does one have? Public sector banks can not match these benefits (SBI does to an extent but not fully to my knowledge)

Just to give you an example of some better points of these banks

1. ICICI: Good ATM network & Internet banking, normally you dont have to go to the branch. Good Internet payment facilities
2. CITI: Good net banking & excellent DD issue facility anywhere across india free of cost

So I have been banking with 3 banks since last 2 to 5 years & touch wood I have not gone through such horrible experiences, I try to get best of each bank as below
1. ICICI: I use it as primary savings account & for most of my net payments (like ECS, Railwy bookings etc) I also have a credit card but i keep watching my statement thru net & ensure that 100% amount is paid before due date
2. CITI: I use it extensively to send payments by DD, this happens to be my salary account so I am forced to use it, but i try to avoid Citi as far as possible since my experience is worst with Citi.
3. SBI: I use it for my loans! My housing loan is from SBI, but keeping housing loan in one city (Pune) & me staying in other city (Bangalore) is kind of difficult, so i dont think I can use SBI for my day to day banking needs.

Any comments?


Private Reply to Mahesh Deshmukh (new win)

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