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| Oct 11, 2013 5:26 pm |
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re: re: re: re: re: re: re: re: Insurance Rip off !! |
R Ramkumar
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I am not sure about organized syndicate but there are a bunch of people who somehow get access to your policy details and then somehow try and tell you the benefits of cashing in on your investment or sometimes even tell you to claim the "bonus" which the insurance company has not told you about. They seem to be ex-employees I guess in order for them to be able to get all of the details including policy number. They tell you that they will send somebody to your home with the form and get your signature to collect the bonus. This sounded very fishy and I told them the insurance company office was just a short distance from my home and I could go over and hand over the form. They did their best to dissuade me. I went over to Birla Sunlife to check on what this was all about - and sure enough there was no such "bonus" that I was entitled to.
The worst part of all of this was that the personnel at Birla Sun Life seemed to be least bothered that such attempts were being made by unknown persons to defraud their customers - this inspite of the fact that I gave the phone numbers from where the calls were being made to me (they were Delhi numbers).
Of late, there are people claiming to be from SBI Life and calling my landline at home regarding redemption of a policy. They seem to be fishing for more information. My wife told them to call me on my cell phone but they do not do that - they keep calling her onthe landline at home and ask for information (which she refused to give). all of this happens on weekdays only. One weekday I was unwell and therefore at home when the call came through. The moment she said I was at home and would take the call, they cut off the line.
These days one needs to be very wary of investing in the first place and then if one does invest one needs to protect the investment from all kinds of people who try to con you. I keep asking myself - wouldn't a simple FD suffice? Private Reply to R Ramkumar (new win) |
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