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Home Ownership Made Easy

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Jan 23, 2004 12:54 am How about no money down?
Devin Holloway
This post is primarily in response to Jo's concerns about not having the money to make a down payment.

Banks such as Wells Fargo now have access to programs which enable buyers to purchase with only 10%, 5%, or 0% down. I've worked with clients who have been able to take advantage of one program that virtually guarantees a no money down loan with a minimum credit score of 660, in addition to a few other parameters. While programs I've seen can't beat $2,000 a month, one could pay as little as ~$2,300, interest only, on a purchase price of up to $500,000. Believe it or not, there are still homes on the peninsula (SF Bay) that are close to $500k!

So there really are options! I've learned that the attainment of goals depends less on circumstances and more on one's aspiration to achieve them. If you really want to own a home, nothing will stop you but you.

If any of your are curious about some of these programs, I'd be more than happy to refer you to some of the lenders with which I work. I'm in California, although the lenders have connections all over the US.



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