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Home Ownership Made Easy
559 hits
| Nov 16, 2004 4:47 am |
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Buying A Home Made Easy! |
Linda Scott
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There can be stress free home buying, the moving should be the hard part. Take Advantage of Loan Pre-Qualification
The Advantages
Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.
A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.
Your agent,will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:
Employment History How long on the Job?
Credit History and Scores
Look at yours, maybe they are all not YOU!
Monthly Income and Expenses
Do you really know what you spend a month?
With your agents knowledge of the mortgage market,
they'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. A REALTOR can find the best loan for your situation. Ask For they're help.
LindaTX
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